Mental Post-Its

Thoughts, Notes and General Mental Mayhem


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8 Of My Favorite Ways to Save Money Online

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Love a good deal? Me, too!

And I know many of us are always looking to save a buck. So, if that’s you, listen up! I’ve got some great tips on how to do that with just a few keystrokes.

Frankly, I’m not much of a coupon clipper. And like a lot of us these days, I do most of my shopping online…which means I need to do my savings online as well.

Let’s face it, I also want it to be easy. I’m willing to put out some effort, but like you, I’m busy. Meaning, I want to find ways to effortlessly and automatically save some of my hard-earned cash.

The good news is that I have indeed found handful that I regularly rely on, and thought you might be interested in learning about them as well.

So, here are a few of my favorite ways to save money online:

1. Trim 

I don’t know how I stumbled on to Trim, but it’s a real gem. My two favorite services include negotiating lower rates on bills and finding credits for cable bills.

For rate negotiation, Trim recently saved me and my friends $320 on our AT&T family plan for the next year. And for Comcast, they saved me over $50 last year in refunds from when there were power outages nearby (some of which I wasn’t even aware of!). They take 25% off of their savings to you, but it’s such a passive way to save money, it’s totally worth it.

By the way, you can also use Gabi, a partner of Trim’s, to compare your auto insurance with others in about two minutes. My rates were already the lowest, but I was impressed with this service regardless.

2. TrustedHousesitters.com 

Hotel bills can easily run up your vacation budget. Enter: Trusted Housesitters. With this service, you can stay in people’s homes around the world for free in exchange for watching their pets. I’ve done this a few times, and definitely plan to do it again this year.

And for those of you with pets yourselves, it’s worth signing up so that you don’t have to board your furbabies, which can also be quite expensive. I’ve even seen housesitting jobs with no pets, but where people didn’t want to leave their houses unattended while away.

FYI, these gigs can range from overnight to many months!

(Save 20% using my link.)

3. Brandless 

As you likely already know, buying “private label” brands at the grocery store is cheaper. Think Kroger brand, Trader Joe’s brand, Publix brand, IKEA, or even Amazon’s own brands.

Brandless only sells their stuff, and they keep it pretty cheap. There are definitely some great deals to be had, but pay close attention to the size of the product, which is where the deal is really found. I’ve purchased peanut butter, flax and chia seeds, salad dressing, cleaning products, and more.

Plus, for every order, they donate a free meal! And on the third of the month, they triple that! So, save a little, give a little. I can definitely get behind that.

(Save $6 using my link.)

4. Rakuten (formerly Ebates) 

You may have seen their commercials recently where they try and get people to correctly pronounce their new name. Man, I wish I lived near one of those machines that was giving out cash!

Regardless, I’ve been with Ebates since 2011, and have saved over $500 in that time. Yep, I shop mostly online. And they make it so easy with a simple browser extension. Simply click the extension when you land on a site (or shop directly from their URL), and they’ll find eligible savings for you to apply, plus give you cash back.

(Spend $25 with my link, and you’ll get $10 back.)

5. Honey 

Honey is a great alternative to Rakuten. You can’t use both of them at the same time, but between the two, you can find some terrific deals. And having both of them means you’re more likely to find savings since they sometimes work on different websites.

Each time you use their deals, you also earn Honey points which can be redeemed for gifts cards.

(Get additional Honey points with my link.)

6. Fullscript

If you take supplements, I suggest checking out Fullscript. I take quite a few every day for my chronic health issues.

Many of them I get from my naturopath, and sometimes on Amazon, but Fullscript has some quality brands and offers as well. Yes, you have to spend $50 to get free shipping, but in my case, that’s not hard to do. There are a handful of my regular supplements that I’ve found much cheaper on here than I can get from my naturopath or on Amazon.

7. Goldstar 

Live entertainment is another cost that can add up quickly, which is why I like Goldstar. You can often find cheaper tickets here than directly on the event website. Plus, if you’re attending an event with a friend, you can pay separately or add tickets later and still get seats together, which is a terrific benefit.

Oh, and for smaller, community events, they sometimes also give away freebies! So, a fun night out? Covered.

8. Amazon Prime

I couldn’t create this post without mentioning Prime. Many of us have it these days, but if you don’t, I’d tell you to consider it. I’m a huge fan.

And if you’ve been living under a rock, with Prime you get fast and free delivery, exclusive deals, and free access to Prime Video, Prime Music, Prime Wardrobe, and Prime Photo. (And more!)

Most of us thought two-day shipping was quite a treat, but they’ve recently expanded their one-day shipping and even two-hour shipping, so your impatience has been rewarded!

I also shop at Whole Foods from time-to-time, and get a discount on select items there since WF folded under their umbrella.

So, yeah, lots of stuff…

In fact, it’s hard to remember when Amazon just sold books!

(PSST—are you an EBT card holder? You can get Discounted Prime for only $5.99/mo.)

Already have Prime or want something a little different? Consider:

(Get 30 days free with my link.)

 

Whew—ok, that was quite a list! But before I go, do you want some other ideas for saving money in your life? These posts might help:

 

Any of your favorite sites that I missed? What deals have you found?

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2013: The Halfway Point

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Ok, so it’s technically it’s a little past the halfway point of 2013, but I should get credit for the update anyway.

For those of you following along at home, you’ll remember that my word for the year was SIMPLIFY. Just in case you’ve recently started reading, you can read all about it right here. The gist of having a word for the year is that you use a theme to look forward at the year, thinking about what you want it to be. This is the reverse of looking back at the year to see what happened. It’s a more proactive approach. My decision to use the word SIMPLIFY was to have a cleansing effect on me in several different ways. I want to live more simply. I have more than I need. I have more things and thoughts to occupy my time than I feel like I should, from items in my home to emails in my inbox to preoccupations and more.

A few of the items I originally listed include getting rid of things in my home, removing myself from email lists, working on my budget and paying down debt.

Some of the things I’ve done so far this year are:

  • Reinforcing the concepts through books, articles and conversations.
  • Donating and selling things in my house.
  • Getting off some email lists.
  • Paying down some debt.
  • Taking a look or two or three at my budget.
  • Not committing to events or people I didn’t feel would be best for me at this time.
  • Using eMeals.com to prepare meals.
  • Following a chronological Bible reading list.
  • Focusing on only a couple of volunteer activities.

Honestly, these are still all ongoing. I can still make improvements during 2013, and intend to. It may seem like a pretty good list, but some items are further along than others. None are probably as far along as I’d like them to be, but they are in a much better place than they were seven months ago and that’s important to remember.

I definitely need to listen to my theme song and read by theme verse more throughout the year. They’ll help keep me motivated. But I am proud to say I have done a little hell-gate prevailing, though again, there’s still much more to be done. And that’s the really fun stuff. 😉

So, there you go. I’m checking in, and keeping accountable right here. And I’ll definitely let you know how this year shaped up in a few more months. Fingers crossed, I’ll be able to report more progress. Scratch that: I WILL be able to report more progress!

If you’re doing something similar, please let me know how your 2013 is going. I’d love to hear!