Mental Post-Its

Thoughts, Notes and General Mental Mayhem


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8 Of My Favorite Ways to Save Money Online

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Love a good deal? Me, too!

And I know many of us are always looking to save a buck. So, if that’s you, listen up! I’ve got some great tips on how to do that with just a few keystrokes.

Frankly, I’m not much of a coupon clipper. And like a lot of us these days, I do most of my shopping online…which means I need to do my savings online as well.

Let’s face it, I also want it to be easy. I’m willing to put out some effort, but like you, I’m busy. Meaning, I want to find ways to effortlessly and automatically save some of my hard-earned cash.

The good news is that I have indeed found handful that I regularly rely on, and thought you might be interested in learning about them as well.

So, here are a few of my favorite ways to save money online:

1. Trim 

I don’t know how I stumbled on to Trim, but it’s a real gem. My two favorite services include negotiating lower rates on bills and finding credits for cable bills.

For rate negotiation, Trim recently saved me and my friends $320 on our AT&T family plan for the next year. And for Comcast, they saved me over $50 last year in refunds from when there were power outages nearby (some of which I wasn’t even aware of!). They take 25% off of their savings to you, but it’s such a passive way to save money, it’s totally worth it.

By the way, you can also use Gabi, a partner of Trim’s, to compare your auto insurance with others in about two minutes. My rates were already the lowest, but I was impressed with this service regardless.

2. TrustedHousesitters.com 

Hotel bills can easily run up your vacation budget. Enter: Trusted Housesitters. With this service, you can stay in people’s homes around the world for free in exchange for watching their pets. I’ve done this a few times, and definitely plan to do it again this year.

And for those of you with pets yourselves, it’s worth signing up so that you don’t have to board your furbabies, which can also be quite expensive. I’ve even seen housesitting jobs with no pets, but where people didn’t want to leave their houses unattended while away.

FYI, these gigs can range from overnight to many months!

(Save 20% using my link.)

3. Brandless 

As you likely already know, buying “private label” brands at the grocery store is cheaper. Think Kroger brand, Trader Joe’s brand, Publix brand, IKEA, or even Amazon’s own brands.

Brandless only sells their stuff, and they keep it pretty cheap. There are definitely some great deals to be had, but pay close attention to the size of the product, which is where the deal is really found. I’ve purchased peanut butter, flax and chia seeds, salad dressing, cleaning products, and more.

Plus, for every order, they donate a free meal! And on the third of the month, they triple that! So, save a little, give a little. I can definitely get behind that.

(Save $6 using my link.)

4. Rakuten (formerly Ebates) 

You may have seen their commercials recently where they try and get people to correctly pronounce their new name. Man, I wish I lived near one of those machines that was giving out cash!

Regardless, I’ve been with Ebates since 2011, and have saved over $500 in that time. Yep, I shop mostly online. And they make it so easy with a simple browser extension. Simply click the extension when you land on a site (or shop directly from their URL), and they’ll find eligible savings for you to apply, plus give you cash back.

(Spend $25 with my link, and you’ll get $10 back.)

5. Honey 

Honey is a great alternative to Rakuten. You can’t use both of them at the same time, but between the two, you can find some terrific deals. And having both of them means you’re more likely to find savings since they sometimes work on different websites.

Each time you use their deals, you also earn Honey points which can be redeemed for gifts cards.

(Get additional Honey points with my link.)

6. Fullscript

If you take supplements, I suggest checking out Fullscript. I take quite a few every day for my chronic health issues.

Many of them I get from my naturopath, and sometimes on Amazon, but Fullscript has some quality brands and offers as well. Yes, you have to spend $50 to get free shipping, but in my case, that’s not hard to do. There are a handful of my regular supplements that I’ve found much cheaper on here than I can get from my naturopath or on Amazon.

7. Goldstar 

Live entertainment is another cost that can add up quickly, which is why I like Goldstar. You can often find cheaper tickets here than directly on the event website. Plus, if you’re attending an event with a friend, you can pay separately or add tickets later and still get seats together, which is a terrific benefit.

Oh, and for smaller, community events, they sometimes also give away freebies! So, a fun night out? Covered.

8. Amazon Prime

I couldn’t create this post without mentioning Prime. Many of us have it these days, but if you don’t, I’d tell you to consider it. I’m a huge fan.

And if you’ve been living under a rock, with Prime you get fast and free delivery, exclusive deals, and free access to Prime Video, Prime Music, Prime Wardrobe, and Prime Photo. (And more!)

Most of us thought two-day shipping was quite a treat, but they’ve recently expanded their one-day shipping and even two-hour shipping, so your impatience has been rewarded!

I also shop at Whole Foods from time-to-time, and get a discount on select items there since WF folded under their umbrella.

So, yeah, lots of stuff…

In fact, it’s hard to remember when Amazon just sold books!

(PSST—are you an EBT card holder? You can get Discounted Prime for only $5.99/mo.)

Already have Prime or want something a little different? Consider:

(Get 30 days free with my link.)

 

Whew—ok, that was quite a list! But before I go, do you want some other ideas for saving money in your life? These posts might help:

 

Any of your favorite sites that I missed? What deals have you found?

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I’m Buying HOPE, JOY and PEACE This Holiday Season

This is a repost of a blog I did last year about this time because it’s a message that still resonates strongly with me, and I hope it will with you too. May your holiday shopping be full of hope and happiness for all.

 


 

136159002

A few months ago I read Pursuing Justice by Ken Wytsma. I wasn’t expecting the book that it turned out to be, but it was still very good. It sort of turned out to be a Bible study on justice. I would definitely recommend it, and not just for those passionate about the issue like me, but even for the mildly curious. I learned a lot and will be marinating on it for a long time to come.

There were a few things mentioned in the book that stuck with me, but none more than what I wanted to share with you now. Did you know that it costs approximately $21 billion to get clean, safe drinking water to everyone in the world? If you weren’t aware, almost 1 in 7 of the world’s population doesn’t have access to this most basic need. $21 billion. I know, right, it sounds like a lot—like a whole lot! It sounds like scratching our heads and calling summits and raising money and finally reconciling ourselves to the fact that $21 billion is impossible to find in a world drowning in debt. Sometimes it sounds like giving up.

And then I found out…

The National Retail Federation estimates that over $600 BILLION will be spent in November and December this year. I’m sorry, what? That’s just this season. When I think about it, that makes me sick. In fact, the contrast in those two numbers has literally haunted me since I’ve read the book.

I think about people I know that rush around trying to buy gifts, any kind of gifts, for the people on their Christmas list. Mostly those are close family and friends, but usually there’s at least one obligatory gift on there as well. I think of gifts that aren’t bought out of need, but out of courtesy. I think of the stress so many people feel when it comes to the holidays. It seems to be more about putting anything under the tree that caring about what it is, as long as you’ve checked that box.

Something. Has. To. Change.

I love the holidays. I love the chill in the air, and the warm drinks. I love watching Christmas movies. I love decorating my apartment. I love seeing twinkle lights go up everywhere. And I love buying gifts. Gift giving is one of my love languages. It makes me happy to see the look on people’s face when I give them a gift. In fact, the anticipation of seeing their faces when I give them the gift makes me happy! I have always tried very hard, whether it’s a birthday or Christmas, to find the perfect gift that will make the recipient smile. It’s a challenge that I relish.

And, if I do say so myself, I’m pretty good at it. But the last few years, ever since pursing justice myself and learning more about supply chain and slave labor, I’ve tried to challenge myself in a new way. I try very hard to find not only gifts of meaning, but gifts that do good or do not perpetuate slave labor. I’m also an environmentalist, so I try to cut down on packaging and reuse when possible. So, really, I thought I could pat myself on the back from up on my high horse—until I read those statistics.

Now I’m trying to figure out how to do more. I can’t completely give up gift-giving, because I love it so much, but there is more I can do. For one thing, I can help educate you. What if we all started buying differently? What if we started contributing more and consuming less? What if we took a hard look at the real difference between shopping and giving? What if the presents had real meaning, not just for the recipient you know, but those who created it or will benefit from the purchase? What if?

Here is an awesome video by Advent Conspiracy to help illustrate. In fact, they have a lot of great personal and church resources to help you explore this idea. I’m looking forward to reading their book this season.

As I said, I don’t have this all figured out, but I’m trying. I want to contribute, not just consume. I want buy better and think better and live better. And even more, I want that for everyone else. I want it for you, and those you know, and those around the world who don’t have clean water or adequate shelter or who live in fear. We all share this world.

The holidays are a season of hope. Hope, joy, peace—we see those words written on everything this time of year from cards to commercials. What if they weren’t just platitudes? What if we added those to our Christmas list? What if, when we started buying gifts, we kept those three words in mind? Will the things we buy this season promote hope or joy or peace? If not, then let’s not buy them. Find a better alternative. I bet there’s one out there.

Here are a few places to help you get started:

Purchasing on Amazon? Use Amazon Smile

Purchase with Purpose

Free2Work

Not For Sale Store

Better World Shopper

Greater Good

Free to Shop

World Vision Gift Catalog

Fair Trade USA

Ten Thousand Villages

Charity Water

Kiva

Living Water International

International Justice Mission Gift Catalog

Notes From a Thoughtful Life

The Good Shopping Guide

Ethical Consumer

 

There are so many more, though, so keep looking! And if you need to go the department store route, you could even institute your own TOMS-esque one for one model. For example, if you give someone a shirt, donate one as well. Challenge each other to be better, think creatively and give more.

Give gifts that tell stories, and write yourself a new one in the process.

______________________________________

And here’s a great article from the TODAY Show about families who try to put more meaning into gifts and the holidays.

Here is another from LearnVest, a money budgeting site if you’re looking for a more frugal point-of-view.

One more from journalist/activist, Nick Kristoff, whom I greatly admire.

 

DID I MISS YOUR FAVORITE RESOURCE? PLEASE ADD IT IN THE COMMENTS SECTION! I’D LOVE TO HEAR ABOUT IT.

 

(Note: Amazon links are affiliate links.)


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Shopping vs. Giving

136159002A few months ago I read Pursuing Justice by Ken Wytsma. I wasn’t expecting the book that it turned out to be, but it was still very good. It sort of turned out to be a Bible study on justice. I would definitely recommend it, and not just for those passionate about the issue like me, but even for the mildly curious. I learned a lot and will be marinating on it for a long time to come.

There were a few things mentioned in the book that stuck with me, but none more than what I wanted to share with you now. Did you know that it costs approximately $21 billion to get clean, safe drinking water to everyone in the world? If you weren’t aware, almost 1 in 7 of the world’s population doesn’t have access to this most basic need. $21 billion. I know, right, it sounds like a lot—like a whole lot! It sounds like scratching our heads and calling summits and raising money and finally reconciling ourselves to the fact that $21 billion is impossible to find in a world drowning in debt. Sometimes it sounds like giving up.

And then I found out…

The National Retail Federation estimates that over $600 BILLION will be spent in November and December this year. I’m sorry, what? That’s just this season. When I think about it, that makes me sick. In fact, the contrast in those two numbers has literally haunted me since I’ve read the book.

I think about people I know that rush around trying to buy gifts, any kind of gifts, for the people on their Christmas list. Mostly those are close family and friends, but usually there’s at least one obligatory gift on there as well. I think of gifts that aren’t bought out of need, but out of courtesy. I think of the stress so many people feel when it comes to the holidays. It seems to be more about putting anything under the tree that caring about what it is, as long as you’ve checked that box.

Something. Has. To. Change.

I love the holidays. I love the chill in the air, and the warm drinks. I love watching Christmas movies. I love decorating my apartment. I love seeing twinkle lights go up everywhere. And I love buying gifts. Gift giving is one of my love languages. It makes me happy to see the look on people’s face when I give them a gift. In fact, the anticipation of seeing their faces when I give them the gift makes me happy! I have always tried very hard, whether it’s a birthday or Christmas, to find the perfect gift that will make the recipient smile. It’s a challenge that I relish.

And, if I do say so myself, I’m pretty good at it. But the last few years, ever since pursing justice myself and learning more about supply chain and slave labor, I’ve tried to challenge myself in a new way. I try very hard to find not only gifts of meaning, but gifts that do good or do not perpetuate slave labor. I’m also an environmentalist, so I try to cut down on packaging and reuse when possible. So, really, I thought I could pat myself on the back from up on my high horse—until I read those statistics.

Now I’m trying to figure out how to do more. I can’t completely give up gift-giving, because I love it so much, but there is more I can do. For one thing, I can help educate you. What if we all started buying differently? What if we started contributing more and consuming less? What if we took a hard look at the real difference between shopping and giving? What if the presents had real meaning, not just for the recipient you know, but those who created it or will benefit from the purchase? What if?

Here is an awesome video by Advent Conspiracy to help illustrate. In fact, they have a lot of great personal and church resources to help you explore this idea. I’m looking forward to reading their book this season.

As I said, I don’t have this all figured out, but I’m trying. I want to contribute, not just consume. I want buy better and think better and live better. And even more, I want that for everyone else. I want it for you, and those you know, and those around the world who don’t have clean water or adequate shelter or who live in fear. We all share this world.

The holidays are a season of hope. Hope, joy, peace—we see those words written on everything this time of year from cards to commercials. What if they weren’t just platitudes? What if we added those to our Christmas list? What if, when we started buying gifts, we kept those three words in mind? Will the things we buy this season promote hope or joy or peace? If not, then let’s not buy them. Find a better alternative. I bet there’s one out there.

Here are a few places to help you get started:

Purchase with Purpose

Free2Work

Not For Sale Store

Better World Shopper

Greater Good

Free to Shop

World Vision Gift Catalog

Fair Trade USA

Ten Thousand Villages

Charity Water

Kiva

Living Water International

International Justice Mission Gift Catalog

There are so many more, though, so keep looking! And if you need to go the department store route, you could even institute your own TOMS-esque one for one model. For example, if you give someone a shirt, donate one as well. Challenge each other to be better, think creatively and give more.

Give gifts that tell stories, and write yourself a new one in the process.

______________________________________

And here’s a great article from the TODAY Show about families who try to put more meaning into gifts and the holidays.

Here is another from LearnVest, a money budgeting site if you’re looking for a more frugal point-of-view.

One more from journalist/activist, Nick Kristoff, whom I greatly admire.


Leave a comment

You’re Invited! (Not For Sale GA Quarterly Meeting)

Not For Sale Georgia Quarterly Meeting

Thursday, November 15, 2012

7-9 p.m. (Doors open at 6:30 p.m.)

M. Rich Building in Downtown Atlanta (Parking will be validated for the adjacent garage only.)

Please RSVP

 

You may think you only vote during election season, but that’s not true. You vote every day with the choices you make, including the products you buy. You have significant purchasing power, and what you do with your dollars tells companies a lot about what is important to you.

Join us at our next Not For Sale Georgia quarterly meeting as we focus on ethical shopping just in time for the holidays. Ethical shopping is done through a safe supply chain, which simply means that the items you buy were made without slave labor. From the raw materials to the finished product, all workers were treated fairly, paid a livable wage, and not forced or coerced to perform their job. Sadly, with over 30 million slaves around the world living today, you may find yourself surprised to know the reality of how your chocolate, clothes, soap, lamps, toys, electronics and anything in-between came to be.

Hear first-hand from companies who strive for a safe supply chain, and learn easy steps that you can take to purchase with purpose. We’ll also debut our Ethical Buying Guide featuring 250+ local, regional and national brands. And we’ll recap member’s of our core team’s experience to the Global Forum.

Driving Directions

Enter 115 Martin Luther King Jr. Dr. SW, Atlanta, GA 30303 into your GPS or Google maps.

Follow directions to the address. You will need to park in the adjacent Underground Atlanta Parking deck. This deck is at the corner of Pryor Street and MLK Jr Dr. Be sure to note where Pryor Street is relation to your directions. Enter into the deck from MLK and park. Exit the parking deck onto MLK and go to your right. The building will be at your right, we will have a sign outside the door. We will have parking validation for this deck only available for all event attendees.

MARTA Directions

Alternatively you may use MART. Get off at the Five Points Station, and take Peachtree Road South to MLK Jr. Drive. Turn left and walk down to 115 MLK (building will be to your left).

About Not For Sale

Not For Sale is a campaign of students, artists, entrepreneurs, people of faith, athletes, law enforcement officers, politicians, skilled professionals, and all justice-seekers united to fight the global slave trade and end human trafficking.
The campaign aims to recruit, educate, and mobilize an international grassroots social movement that effectively combats human trafficking and modern-day slavery through “Smart Activism.” It deploys innovative solutions for every individual to re-abolish slavery–in their own backyards and across the globe.